The Name You Can Trust for Quality Insurance and Service

Real solutions. Trusted agency. In-depth expertise.
That’s RTI Insurance Agency.

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RTI Insurance Agency

Learn more about our agency.

For nearly five decades, the team at RTI Insurance Agency has been committed to providing clients with the highest quality insurance services combined with the lowest rates available.

Since our founding, we have always been focused on the principles of serving others, establishing long-term relationships, and being actively involved in the community. We continue to live and work by those principles, with a focus on serving the local Seal Beach, CA area, but with the capability to serve all of California.

When you have insurance backed by a team that’s always there for you, you can truly have peace of mind. And that’s our goal, to give you the confidence that you have the right insurance tailored specifically for your needs so you can be prepared for the unexpected. Our team works with you every step of the way, building a relationship to get to know you and provide the right solutions for your unique needs.

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As an independent agency, we are here to help you find the right coverage.

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The Solution To Your Insurance Needs

Providing a variety of personal insurance and business insurance solutions is what RTI Insurance Agency does best.

Personal Insurance

As a trusted name in the local community, we provide personalized and professional insurance solutions to individuals and families locally and across California statewide.

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Business Insurance

With in-depth background expertise, we specialize in serving small businesses with 25 employees or less with the goal of protecting your business and your assets.

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Business Insurance

With in-depth background expertise, we specialize in serving small businesses with 25 employees or less with the goal of protecting your business and your assets.

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Ready to Serve

We’re here to serve your needs on your time, with after-hour appointments and 24/7 availability by text and email.

Trusted in the Community

Our focus on serving the local community and getting involved has given us a trusted name across the region.

Innovative Solutions

We believe every client has unique needs and focus on developing customized coverage to fit your situation and budget.

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
Find Out How

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Backed by Safeco, we focus on providing the absolute best coverage for every client.

About Our Agency

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We’re inspired by IAOA’s drive to innovate in the ever-changing insurance industry.

Our Insurance Partners

Kori DeLeon, President

As president and long-time team member at RTI, Kori takes the initiative to build trusted relationships with clients, tailor customized insurance solutions, and be available to serve clients with the highest level of customer service.

Get to Know KoriSchedule Meeting

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Serving California Locally and Statewide

Based in Seal Beach, CA, we primarily serve clients locally within a 50-mile radius, including Long Beach, CA, Los Alamitos, CA, Cypress, CA, Buena Park, CA, and Westminster, CA. We also serve California statewide.

Kori DeLeon, President

As president and long-time team member at RTI, Kori takes the initiative to build trusted relationships with clients, tailor customized insurance solutions, and be available to serve clients with the highest level of customer service.

Get to Know KoriSchedule Meeting

Map-California

Serving California Locally and Statewide

Based in Seal Beach, CA, we primarily serve clients locally within a 50-mile radius, including Long Beach, CA, Los Alamitos, CA, Cypress, CA, Buena Park, CA, and Westminster, CA. We also serve California statewide.

Our Clients Trust Us

Check out our reviews and see why you should switch to RTI Insurance Agency.

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Real clients. Real reviews. Real coverage.

“RTI Insurance is awesome! They got me great auto insurance rates for my business and I love working with Kori!”

– JoAnn Adams
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Click it. Read it. Cover it.

Get a glimpse of the risks you face and how your insurance can protect what matters most.

Auto

Bodily Injury Liability Coverage

Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.

Solution

Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage

Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else’s property. Usually this means damage to someone else’s car, but it can really be any property damaged by your vehicle.

Solution

Property damage coverage protects you if your car damages someone else's property, such as another car, a fence, or building front. When choosing your property damage liability limits, you should consider all of your assets, including your home and future earnings because if you don't have enough coverage to protect all of your assets, those assets could be at risk if you're liable for damages that exceed your coverage limit. Consider having a higher limit of liability coverage – it may help you avoid having to pay out-of-pocket after an at-fault accident.

Medical Payments Coverage

Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it’s not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health care plan.

Solution

Medical payments coverage can help cover all reasonable medical expenses and funeral expenses of covered drivers and passengers after an accident, regardless of fault. In most states, it's an optional addition to your car insurance policy.

Uninsured / Underinsured Motorist Damage Coverage

Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, takes off? According to the Insurance Research Council, this happens more than you might expect. In fact, it is estimated that one in seven drivers go uninsured, leaving you to pay out-of-pocket for damages and medical expenses not covered by the other driver.

Solution

Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage

Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.

Solution

Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Transportation Expenses / Rental Coverage

Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.

Solution

Transportation expenses/rental coverage is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Auto Insurance 101

Make sure you cover the unique risks you face with auto insurance.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.
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  Contact RTI Insurance Agency

As an independent agency, we are here to help you find the right coverage.

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Seal Beach, CA

Based in Seal Beach, CA, we primarily serve clients locally within a 50-mile radius, including Long Beach, CA, Los Alamitos, CA, Cypress, CA, Buena Park, CA, and Westminster, CA. We also serve California statewide.

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